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Fernando Espinoza Coldwell Banker The Brick Realty, Brokerage 3643 Portage Road Suite 7 Niagara Falls, ON (905) 357-9700

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Fernando Espinoza, Sales Associate

Coldwell Banker The Brick Realty, Brokerage

3643 Portage Road Suite 7 Niagara Falls, ON
Office: (905) 357-9700

View My 6 Properties

I WILL NOT SELL YOU ANYTHING... I WILL HELP YOU FIND WHAT YOU NEED!! NO LES VENDERE NADA... PREFIERO AYUDARLOS A ENCONTRAR LO QUE UDS. QUIEREN

Contact Fernando Espinoza

Address: 3643 Portage Road Suite 7, Niagara Falls, ON, L2J2K8 Office Phone: (905) 357-9700 Voice Mail: (905) 321-9712 Fax: (905) 374-7494 Email: fernando-espinoza@coldwellbanker.ca

About Fernando Espinoza

HONEST

PATIENT

WILLING TO ANSWER ANY AND ALL QUESTIONS

ALWAYS AVAILABLE

RESPONSIBLE

NO PRESSURE

KNOWLEDGEABLE

ATTENTIVE TO DETAILS

PERSONABLE

WELL LIKED BY PEERS

Credentials

FULLY LICENSED SINCE 1987

TOTALLY FLUENT IN ENGLISH

ORIGINALMENTE DE HABLA HISPANA

UPDATING KNOWLEDGE REGULARLY THROUGH COURSES AND SEMINARS.

COMPUTER LITERATE

Qualifications

FULL TIME REALTOR

GOOD LEGAL AND FINANCING CONTACTS

EXCELLENT KNOWLEDGE OF NIAGARA AND SURROUNDING AREAS

WELL KNOWN AND RESPECTED IN THE REAL ESTATE COMMUNITY

EXCELLENT NEGOTIATING SKILLS

COMPUTER LITERATE

CONSTANTLY UPGRADING AND UPDATING REAL ESTATE QUALIFICATIONS

Specialties

FLUENT IN BOTH ENGLISH AND SPANISH

SMALL BUSINESS SALES

INCOME PROPERTIES

COMMERCIAL PROPERTIES

RESIDENTIAL PROPERTIES

VENDING MACHINE BUSINESSES

Expertise

SPANISH SPEAKING COMMUNITY

OVER 10 YEAR OF HANDS-ON BUILDING MAINTENANCE EXPERIENCE

RESIDENT OF NIAGARA FALLS FOR OVER 30 YEARS !!

EXCELLENT KNOWLEDGE OF THE NIAGARA PENINSULA

PURCHASE AND SALE OF SMALL TO MEDIUM SIZED BUSINESSES

OWNER OF VERY SUCCESSFUL MEDIUM SIZED BUSINESS FOR OVER 12 YEARS

PURCHASE AND SALE OF COMMERCIAL PROPERTY

ARRANGING COMPLEX LEASE AGREEMENTS

Languages

English

Spanish

Specialty Markets

First Time Buyers

Retirement

College/University

Fair Housing Fraud Alerts Privacy Policy (modified 5.31.08) Terms & Conditions

© 2011 Coldwell Banker Real Estate LLC. A Realogy Company. All Rights Reserved. Coldwell Banker Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office is Independently Owned and Operated. Coldwell Banker®, the Coldwell Banker Logo and "We Never Stop Moving" are registered service marks owned by Coldwell Banker Real Estate LLC. Any use of the term "sales associate" or "agent" shall be replaced with the term "sales representative" in Canada. The estimated monthly rate is based on a 30-year fixed rate of 4.5% with 20% down. Taxes are included in this estimate, but insurance is not. (Taxes based on current tax rate where available, otherwise effective tax rate assumed to be 1.5%). The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans. For an estimate, please contact an experienced Coldwell Banker® Mortgage Consultant at (888) 308-6558 to find the right loan for your financial situation.